DIY attic insulation worth it is not really a question about whether a homeowner can carry bags, wear a mask, or rent a machine. It is usually a quieter question: Can I improve this house myself without covering a problem, creating a safety issue, or paying twice when the first attempt has to be undone?
That is a sensible question, especially in Massachusetts, where an attic may combine old insulation, narrow access, uneven framing, cold-weather moisture, electrical history, roof details, bath-fan ducts, and fuel-burning equipment in one difficult-to-see space.